Category: Uncategorized

Clearing the Provider Network Quagmire in Individual Health Insurance

Today’s article in the Los Angeles Times “75% of Obamacare plans in California use narrow networks, study shows“ states that California is the 3rd worst state when it comes to “narrow networks” with Obamacare Plans. However, the article does not clarify if they are simply referring to Exchange purchased plans or those purchased Off-Exchange meaning directly through […]

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Auto Insurance…Knowledge May Save You More than 15%

Auto Insurance The right auto insurance policy can help get you back on the road quickly if your car is damaged or destroyed by accident, fire, theft, or other covered event. Your policy may also provide protection against medical and legal expenses resulting from injury, loss of life, or property damage caused by an accident […]

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Mother Nature Doesn’t Mess Around

Natural disasters can be extremely dangerous and incredibly costly. It is important to ensure you are prepared should you or your home be at risk. image from ready.gov Here is a great blog post from Mercury Insurance on how to prepare for a natural disaster (steps to take specific to each type of disaster), as […]

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Health Insurance For 2015 And You Have Options!

Individual Health Insurance OPEN ENROLLMENT STARTS November 15th this year. You can choose to keep your current plan as long as the company offers to renew it and you are satisfied with the new price (most are increasing). You can choose a different plan with the same company if you have been happy with their […]

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It’s time to RODEO!

It’s time to RODEO! This past weekend was the 99th annual Clovis Rodeo. It’s one of the biggest events of the year in our small town. Everybody dusts off their cowboy hats and boots and sits down to watch some of the best cowboys and cowgirls compete. My personal favorite event is the Professional Bull […]

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Proposition 33 is Good for your CA car insurance!

Proposition 33 will be good for all CA car insurance customers. The proposition and its potential impact for you and your CA car insurance premiums: Premiums have been regulated by the state due to the passage of Proposition 103 in 1988 and Proposition 33 will do nothing to change the pre-approval requirement nor will it […]

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Is a Burglar Alarm Enough for Home Protection?

Many CA homes already use burglar alarms and other security features such as lighting and video monitoring for home protection. Is a burglar alarm sufficient for your home? This would depend on the size and features of your home. You should consider the adequacy of your security features in accordance with the needs of your […]

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Insuring Your California Business against Product or Service Liability

Are you concerned about product or service liability? The costs of liability could include legal cost as well as compensation payouts, which could be considerable. CA businesses can manage the risk arising from their product or service by having the right commercial insurance policy. General Liability Insurance Businesses that provide a physical or tangible product […]

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Installing a Swimming Pool in Your California Residence

Swimming is one of the best activities for enjoying the CA summer and making the most of the warm weather. What’s a better place to swim than your own backyard? Getting a swimming pool installed, however, requires a bit of carefully planning, whether it’s an indoor, outdoor, above-the-ground, or in-ground pool. First, there may be […]

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